This no-cost proposal will help save resources by preventing the public safety hazards that surround foreclosed properties, stabilizing property values, and preventing the housing instability that unnecessary evictions cause.

Foreclosures are devastating our communities in Massachusetts – The Federal Reserve reports that more than 33,300 Massachusetts homeowners are delinquent on their home loans due to a combination of high unemployment, negative property equity, (where the homeowner owes more than the value of the home) and risky lending.  As of February, 2010, an additional 30,700 Massachusetts homes were already bank-owned or in the foreclosure process.
The Warren Group, an independent publisher of real estate data, said there were 1,283 foreclosure deeds filed in Massachusetts last month, up nearly 120 percent from the previous year. Through the first five months of 2010, the number of completed foreclosures was nearly double last year’s pace.
A Foreclosure Bill (H. 4595) is in the House Ways and Means Committeethat will help tenants and homeowners. It has already passed the Senate unanimously. This no-cost proposal will help save resources by preventing the public safety hazards that surround foreclosed properties, stabilizing property values, and preventing the housing instability that unnecessary evictions cause. The Bill does the following: 1)      Provides eviction protections to tenants in foreclosed properties who are in good standing and continue to pay rent. 2) Establishes a framework for negotiations between lenders and homeowners to work together to create a mutually-acceptable loan modification. Participating in loan modification negotiations would be voluntary but lenders that do not participate will have to wait 150 days to foreclose on the property (up from current 90 day right to cure).  This provision sunsets in 2016. 3)  Creates an abandoned and foreclosed property registry to track distressed properties. 4) Encourages redevelopment of foreclosed properties by providing a local option to exclude nonprofits from property taxes during the term that the nonprofit rehabilitates the home and converts it into affordable housing. 5)  Criminalizes mortgage fraud. 6)  Requires counseling in order to receive a reverse mortgage.  A reverse mortgage is where a senior homeowner receives a loan on their home equity and the loan is paid back when the homeowner sell the home or passes away.

JALSA thanks CHAPA andd MAAPL for their continuing leadership on this legislation.

For more information on the bill, click on Fact Sheet

Immediate Action Needed – Friday July 9
Important civil rights issue in Senate Ways and Means
Please call members of Senate Ways and Means and Senate leadership about Senate 726 – An Employee Protection Act
In recent years, we’ve seen new efforts to eliminate various workplace protections.  One of these techniques is to require employees to sign waivers, as they start a job, promising to put all workplace disagreements to arbitration panels of the employer’s discretion.  Of greatest concern are waivers that have not been previously discussed in the job interviews, ones that are not part of negotiated agreements between employers and employees — that suddenly show up the first day on the job – sandwiched in between the health insurance documents and other office policies.
Many workers would not assume that such waivers could mean giving up their basic job rights, such as the right to make a discrimination claim before the Massachusetts Commission Against Discrimination.
A bill to prevent such prospective waivers from being enforced in relation to claims of discrimination, retaliation, harassment, or violations of public policy, is now pending and is in the Senate Committee on Ways and Means.  JALSA e-mail readers are asked to contact Senate leadership and members of the Ways and Means Committee and ask their own Senators to speak to members of the Committee, indicating the importance of this legislation.
The bill was introduced in the Senate by Senator Tollman.

JALSA Task Force on Environmental Justice:

Green Jobs: the Big Picture.  Making the Connection between Jobs and Training

Recent issues pertaining to the qualifications necessary for solar jobs have highlighted the need for getting the big picture about green jobs.  What training is required for all the positions that a green economy could generate, considering the entire supply chain involved?  Creating the training that’s needed is part of creating the infrastructure that brings green companies to this area, as well as enhancing the chances that green jobs will play a role in revitalizing local economies.

We met with:

Greg Watson, Senior Advisor for Clean Energy Technology, Commonwealth of Massachusetts; and

Travis Watson, whose work with the Dudley Street Neighborhood Initiative is to bring local residents and trade unions together to work out ways that the goals of unions and local residents seeking jobs can mesh.

As you probably have read, the Massachusetts Senate passed drastically anti-immigrant language during the consideration of the budget  (a 20 minute debate), that is likely to deny many immigrants and their children access to health care, education opportunities, and housing.  It promotes a watchdog culture encouraging citizens to call in to an anonymous hot-line to report on potentially undocumented workers.

This legislation is misguided and inhumane.  Current laws already limit services to undocumented persons.  These provisions will likely increase the number of people who are not able to get services.  They are likely to increase public health risks by decreasing our ability to contain the spread of illnesses.  These provisions also promote racial profiling.

As you might know these provisions were eventually eliminated from the final budget. Thank You to all who let your legislator know of your concern.